Guide to finance your Buy Christmas this 'Black Friday'
Shopping
The expense that is done can be postponed even with interest -free options
Black Friday 2021 |The best offers, live
Helpmycash Writing
Count back to Black Friday.Thousands of Spaniards are already preparing to hunt one of the chollos to renew their television, buy new furniture, acquire clothes or even advance Christmas purchases.This year, it is estimated that the Spaniards will spend on average 260 euros during this dates, according to the Cetelem Observatory.
Some consumers will end up spending a much higher amount, such as those who want to take advantage of Black Friday to buy a high -end smartphone, a refrigerator or a new sofa, and will need to finance their purchases.What are the best offers to pay these purchases in installments?The Financial Products comparator Helpmycash.com has analyzed the promotions of the banks to finance purchases during the Black Friday.
Products
Interestless Credit Cards
The simplest option is probably paying with a credit card, but it is not always the cheapest formula, especially considering that they charge an interest of 18%.However, some allow to finance interest without interest.
For example, the Wizink Click Credit Card allows you to pay purchases between 85 and 1,000 euros in three months without interest or commissions (0% TAE).The entity does not charge issuance or renewal expenses for the card and, in addition, give a 60 -euro Amazon check if requested now and used during the first month after approval, explain sources from HelpmyCash.
Lee tambiénScams, false offers and troubles to avoid whether you buy at the 'Black Friday'
Luis Federico FlorioFNAC advertises discounts of up to 50% in thousands of products.And, in addition, it allows us to pay in installments with the FNAC Visa, free for the chain partners, in 20 months without interest or expenses (0% SAE).The minimum amount that can be postponed is 199 euros and the promotion is valid until November 30.It also gives the possibility of paying purchases from 108 euros in three months without cost overruns.
Media Markt offers discounts of up to 60% until November 29 and allows you to pay purchases of a minimum of 30 euros in three months without interest with a 3% management commission (19.77% TAE) with its middle card Markt Club Card,that has no maintenance or maintenance expenses.
Alternatives
Loan offers
Those who need to finance high amounts such as the acquisition of several appliances or a reform, can take advantage of personal loans offers that banks usually launch at this time, they point out from HelpmyCash.For example, Ing Ha reduced the interest of his pre -approved orange loan.The offer will be available until November 26 and interest will depend on each client.
